Posts by Kevin Richardson

Thousands of U.S. homeowners are quietly saving tens of thousands of dollars by using a refinance strategy banks rarely promote: refinancing into a shorter loan term while strategically redirecting payments…

Refinancing can be a powerful financial tool for millennials, but only if you know the hidden rules. This article uncovers five refinance secrets every millennial homeowner should understand, from timing…

Before refinancing your mortgage, it’s critical to understand the total cost, timing, interest-rate environment, breakeven window, and long-term financial impact. Refinancing can save thousands — or cost thousands — depending…